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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,258 | $84,236+201.8% | $170,435+49.2% | $70,126+262.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 16.86% | 23.06%-6.2pp | 205.94%-189.1pp | 73.15%-56.3pp |
| Employer contribution / active EE | $7,212 | $3,387+112.9% | $5,432+32.8% | $2,343+207.9% |
| Participant deferral / active EE | $4,302 | $3,086+39.4% | $4,939-12.9% | $3,332+29.1% |
| Admin fee / account holder | $2,683 | $5,698-52.9% | $13,881-80.7% | $4,645-42.2% |