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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,121 | $95,406+173.7% | $185,849+40.5% | $85,847+204.2% |
| Participation rate | 94.6% | 68.8%+25.8pp | 81.7%+12.9pp | 69.3%+25.3pp |
| Annual return | 11.20% | 23.59%-12.4pp | 122.10%-110.9pp | 318.61%-307.4pp |
| Employer contribution / active EE | $8,038 | $3,314+142.6% | $5,169+55.5% | $2,565+213.3% |
| Participant deferral / active EE | $5,005 | $3,424+46.2% | $5,569-10.1% | $3,952+26.6% |
| Admin fee / account holder | $30,582 | $7,214+323.9% | $16,244+88.3% | $6,261+388.5% |