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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,131 | $77,814+136.6% | $158,223+16.4% | $86,983+111.7% |
| Participation rate | 97.1% | 68.4%+28.6pp | 79.2%+17.9pp | 69.5%+27.5pp |
| Annual return | 9.49% | 30.54%-21.1pp | 52.09%-42.6pp | 25.83%-16.3pp |
| Employer contribution / active EE | $5,716 | $2,592+120.5% | $4,109+39.1% | $2,584+121.2% |
| Participant deferral / active EE | $3,502 | $3,270+7.1% | $5,467-35.9% | $4,194-16.5% |
| Admin fee / account holder | $112,338 | $5,879+1810.8% | $16,047+600.1% | $7,856+1330.0% |