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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,709 | $91,198+194.6% | $178,503+50.5% | $79,856+236.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.37% | 24.20%-14.8pp | 151.12%-141.7pp | 31.71%-22.3pp |
| Employer contribution / active EE | $7,589 | $3,257+133.0% | $5,011+51.4% | $2,471+207.1% |
| Participant deferral / active EE | $5,419 | $3,237+67.4% | $5,202+4.2% | $3,741+44.9% |
| Admin fee / account holder | $2,307 | $6,748-65.8% | $13,987-83.5% | $5,306-56.5% |