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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT Service code 15 · EIN 01-0233346 | Recordkeeping | $58,124 |
Filed as: CAPFINANCIAL PARTNERS, LLC. Service code 27 · EIN 26-0058143 | Advisory (Plan) | $23,150 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,687 | $102,642+211.5% | $142,562+124.2% | $74,478+329.2% |
| Participation rate | 99.4% | 79.7%+19.6pp | 76.8%+22.6pp | 70.7%+28.6pp |
| Annual return | 15.31% | 20.46%-5.1pp | 20.13%-4.8pp | 34.37%-19.1pp |
| Employer contribution / active EE | $11,676 | $4,956+135.6% | $4,841+141.2% | $2,637+342.8% |
| Participant deferral / active EE | $15,405 | $6,304+144.4% | $6,280+145.3% | $4,530+240.1% |
| Admin fee / account holder | $127 | $187-32.0% | $10,012-98.7% | $347-63.4% |