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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT Service code 15 · EIN 01-0233346 | Recordkeeping | $78,785 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,714 | $92,303+284.3% | $152,473+132.6% | $86,828+308.5% |
| Participation rate | 99.8% | 81.1%+18.7pp | 78.2%+21.6pp | 72.3%+27.5pp |
| Annual return | 12.24% | 531.69%-519.4pp | 757.59%-745.3pp | 97.95%-85.7pp |
| Employer contribution / active EE | $9,541 | $3,748+154.6% | $4,326+120.6% | $2,406+296.5% |
| Participant deferral / active EE | $13,225 | $5,599+136.2% | $5,817+127.3% | $4,132+220.1% |
| Admin fee / account holder | $131 | $150-12.4% | $15,811-99.2% | $170-22.6% |