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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,925 | $89,259+54.5% | $107,187+28.7% | $82,637+66.9% |
| Participation rate | 65.1% | 67.9%-2.8pp | 75.0%-9.9pp | 68.1%-2.9pp |
| Annual return | 14.73% | 21.02%-6.3pp | 204.55%-189.8pp | 53.51%-38.8pp |
| Employer contribution / active EE | $2,157 | $3,080-30.0% | $3,782-43.0% | $2,552-15.5% |
| Participant deferral / active EE | $3,863 | $4,037-4.3% | $5,096-24.2% | $4,126-6.4% |
| Admin fee / account holder | $2,049 | $7,381-72.2% | $9,162-77.6% | $7,339-72.1% |