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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,972 | $56,894-15.7% | $84,753-43.4% | $62,881-23.7% |
| Participation rate | 66.7% | 68.5%-1.9pp | 76.6%-9.9pp | 69.3%-2.6pp |
| Annual return | 6.73% | 6.30%+0.4pp | 22.78%-16.1pp | 20.14%-13.4pp |
| Employer contribution / active EE | $1,284 | $2,400-46.5% | $3,574-64.1% | $2,281-43.7% |
| Participant deferral / active EE | $1,965 | $2,709-27.5% | $3,712-47.1% | $3,203-38.6% |
| Admin fee / account holder | $261 | $3,581-92.7% | $5,333-95.1% | $4,296-93.9% |