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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,673 | $64,719+55.6% | $112,249-10.3% | $68,486+47.0% |
| Participation rate | 62.2% | 67.2%-5.0pp | 75.1%-12.9pp | 67.9%-5.7pp |
| Annual return | -16.14% | -11.40%-4.7pp | 27.48%-43.6pp | -7.85%-8.3pp |
| Employer contribution / active EE | $1,734 | $2,747-36.9% | $3,636-52.3% | $2,597-33.2% |
| Participant deferral / active EE | $3,194 | $3,565-10.4% | $4,729-32.5% | $4,028-20.7% |
| Admin fee / account holder | $3,352 | $5,232-35.9% | $6,412-47.7% | $5,404-38.0% |