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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,137 | $73,978+69.2% | $96,515+29.7% | $75,173+66.5% |
| Participation rate | 62.2% | 66.4%-4.3pp | 74.3%-12.2pp | 67.2%-5.0pp |
| Annual return | 17.31% | 26.72%-9.4pp | 35.73%-18.4pp | 160.72%-143.4pp |
| Employer contribution / active EE | $1,892 | $2,931-35.4% | $3,740-49.4% | $2,671-29.2% |
| Participant deferral / active EE | $3,214 | $3,660-12.2% | $4,880-34.1% | $4,126-22.1% |
| Admin fee / account holder | $1,378 | $5,219-73.6% | $6,735-79.5% | $5,651-75.6% |