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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,558 | $124,314+165.1% | $109,163+201.9% | $167,518+96.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.89% | 26.04%-12.2pp | 25.75%-11.9pp | 478.71%-464.8pp |
| Employer contribution / active EE | $3,632 | $4,209-13.7% | $3,723-2.4% | $4,838-24.9% |
| Participant deferral / active EE | $11,606 | $5,256+120.8% | $4,654+149.4% | $6,342+83.0% |
| Admin fee / account holder | $17,010 | $7,973+113.4% | $6,754+151.8% | $12,312+38.2% |