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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,226 | $107,363+165.7% | $92,909+207.0% | $152,897+86.5% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 22.29% | 145.63%-123.3pp | 109.44%-87.2pp | 345.43%-323.1pp |
| Employer contribution / active EE | $4,272 | $4,222+1.2% | $3,653+16.9% | $4,764-10.3% |
| Participant deferral / active EE | $9,492 | $4,848+95.8% | $4,238+124.0% | $5,851+62.2% |
| Admin fee / account holder | $12,011 | $7,082+69.6% | $5,795+107.3% | $11,599+3.5% |