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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,086 | $201,344+40.1% | $184,243+53.1% | $145,877+93.4% |
| Participation rate | 77.8% | 87.5%-9.7pp | 86.8%-9.0pp | 80.3%-2.5pp |
| Annual return | 16.29% | 29.01%-12.7pp | 28.82%-12.5pp | 551.28%-535.0pp |
| Employer contribution / active EE | $3,570 | $7,022-49.2% | $6,427-44.4% | $4,663-23.4% |
| Participant deferral / active EE | $10,906 | $9,807+11.2% | $9,132+19.4% | $6,691+63.0% |
| Admin fee / account holder | $25,812 | $16,382+57.6% | $13,914+85.5% | $13,402+92.6% |