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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,731 | $115,796+157.1% | $101,264+194.0% | $158,950+87.3% |
| Participation rate | 93.8% | 79.4%+14.4pp | 75.8%+17.9pp | 82.0%+11.8pp |
| Annual return | 15.28% | 56.15%-40.9pp | 46.48%-31.2pp | 302.91%-287.6pp |
| Employer contribution / active EE | $4,463 | $4,175+6.9% | $3,660+22.0% | $4,762-6.3% |
| Participant deferral / active EE | $10,352 | $4,958+108.8% | $4,370+136.9% | $5,983+73.0% |
| Admin fee / account holder | $18,858 | $7,247+160.2% | $5,947+217.1% | $11,248+67.7% |