Filed September 17, 2025
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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $2,235 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,434 | $73,102-46.1% | $123,549-68.1% | $56,287-29.9% |
| Participation rate | 85.7% | 74.3%+11.4pp | 82.3%+3.4pp | 69.9%+15.9pp |
| Annual return | -5.35% | 3.01%-8.4pp | 119.20%-124.5pp | -9.96%+4.6pp |
| Employer contribution / active EE | $2,318 | $2,977-22.1% | $4,628-49.9% | $2,111+9.8% |
| Participant deferral / active EE | $3,494 | $5,423-35.6% | $6,426-45.6% | $3,350+4.3% |
| Admin fee / account holder | $13 | $554-97.7% | $9,284-99.9% | $521-97.5% |