Filed September 17, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $2,138 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,178 | $80,753-46.5% | $136,294-68.3% | $62,292-30.7% |
| Participation rate | 87.7% | 73.5%+14.1pp | 81.9%+5.8pp | 69.5%+18.2pp |
| Annual return | 7.81% | 35.83%-28.0pp | 5155.94%-5148.1pp | 28.90%-21.1pp |
| Employer contribution / active EE | $3,513 | $2,884+21.8% | $4,695-25.2% | $2,042+72.0% |
| Participant deferral / active EE | $3,919 | $5,164-24.1% | $6,247-37.3% | $3,169+23.7% |
| Admin fee / account holder | $14 | $525-97.4% | $9,243-99.8% | $479-97.1% |