Filed September 17, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: NEW YORK LIFE INVESTMENT MANAGEMENT Service code 22 · EIN 52-2206685 | Insurance Broker | $22,158 |
Filed as: NYLIFE SECURITIES Service code 55 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,900 | $52,884-20.8% | $84,750-50.6% | $55,167-24.0% |
| Participation rate | 68.0% | 67.5%+0.5pp | 76.6%-8.6pp | 69.0%-1.0pp |
| Annual return | 10.42% | 18.03%-7.6pp | 22.78%-12.4pp | 169.23%-158.8pp |
| Employer contribution / active EE | $2,746 | $2,233+22.9% | $3,574-23.2% | $1,963+39.9% |
| Participant deferral / active EE | $3,081 | $2,644+16.5% | $3,712-17.0% | $3,054+0.9% |
| Admin fee / account holder | $148 | $581-74.6% | $5,332-97.2% | $504-70.7% |