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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $43,617 |
HILLTOP SECURITIES INC.3 years Filed as: HILLTOP SECURITIES, INC Service code 22 | Insurance Broker | $17,347 |
HILLTOP SECURITIES INC.4 years Service code 22 · EIN 76-1653811 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,413 | $59,220+25.7% | $96,570-22.9% | $79,391-6.3% |
| Participation rate | 57.8% | 61.9%-4.1pp | 69.8%-12.0pp | 70.7%-12.9pp |
| Annual return | 12.66% | 27.08%-14.4pp | 37.79%-25.1pp | 116.88%-104.2pp |
| Employer contribution / active EE | $1,522 | $1,216+25.1% | $2,357-35.4% | $2,428-37.3% |
| Participant deferral / active EE | $3,485 | $2,948+18.2% | $3,849-9.5% | $4,046-13.9% |
| Admin fee / account holder | $349 | $659-47.0% | $6,182-94.4% | $627-44.3% |