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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $40,609 |
HILLTOP SECURITIES INC.4 years Filed as: HILLTOP SECURITIES, INC Service code 22 | Insurance Broker | $15,792 |
HILLTOP SECURITIES INC.5 years Service code 22 · EIN 75-1653811 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,707 | $49,471+16.6% | $79,583-27.5% | $66,949-13.8% |
| Participation rate | 67.3% | 61.4%+6.0pp | 69.5%-2.2pp | 69.8%-2.5pp |
| Annual return | -14.02% | 84.30%-98.3pp | 0.16%-14.2pp | 1.57%-15.6pp |
| Employer contribution / active EE | $1,539 | $1,266+21.6% | $2,414-36.2% | $2,545-39.5% |
| Participant deferral / active EE | $3,371 | $3,160+6.7% | $3,986-15.4% | $4,239-20.5% |
| Admin fee / account holder | $305 | $595-48.7% | $6,835-95.5% | $594-48.6% |