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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,211 | $111,814-96.2% | $93,654-95.5% | $145,959-97.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.49% | 203.30%-194.8pp | 133.34%-124.9pp | 561.95%-553.5pp |
| Employer contribution / active EE | $12,511 | $3,092+304.7% | $2,421+416.8% | $4,661+168.4% |
| Participant deferral / active EE | $17,977 | $4,914+265.8% | $4,413+307.4% | $6,689+168.8% |
| Admin fee / account holder | $83,602 | $10,246+715.9% | $8,282+909.4% | $13,398+524.0% |