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| Provider | Service type | Compensation |
|---|---|---|
HENRY & PETERS, PC9+ years Service code 10 · EIN 75-1503978 | Accounting | $10,200 |
ISC ADVISORS INC3 years Filed as: ISC ADVISORS, INC Service code 16 · EIN 75-2516119 | Consulting | $5,097 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$2,519 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,738 | $125,797-23.9% | $170,028-43.7% | $75,181+27.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 12.77% | 27.20%-14.4pp | 53.39%-40.6pp | 160.69%-147.9pp |
| Employer contribution / active EE | $2,814 | $4,616-39.0% | $6,788-58.5% | $2,671+5.4% |
| Participant deferral / active EE | $4,237 | $6,838-38.0% | $10,409-59.3% | $4,126+2.7% |
| Admin fee / account holder | $108 | $8,177-98.7% | $12,820-99.2% | $5,650-98.1% |