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| Provider | Service type | Compensation |
|---|---|---|
HENRY & PETERS, PC8+ years Service code 10 · EIN 75-1503978 | Accounting | $10,611 |
Service code 55 · EIN 42-1445429 | Other Commissions | $9,185 |
ISC ADVISORS INC2 years Filed as: ISC ADVISORS, INC Service code 16 · EIN 75-2516119 | Consulting | $5,283 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$2,500 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,994 | $110,083-22.8% | $151,639-43.9% | $68,486+24.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -13.71% | -10.12%-3.6pp | 3.34%-17.0pp | -7.85%-5.9pp |
| Employer contribution / active EE | $2,790 | $4,470-37.6% | $6,165-54.7% | $2,597+7.5% |
| Participant deferral / active EE | $4,115 | $6,526-37.0% | $8,363-50.8% | $4,028+2.2% |
| Admin fee / account holder | $111 | $7,718-98.6% | $11,613-99.0% | $5,404-98.0% |