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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES1+ years Filed as: RAYMOND JAMES FINANCIAL SERVICES I Service code 55 880 CARILLON PKWY · ST PETERSBERG, FL 33176 | Other Commissions | $18,968 |
HENRY & PETERS, PC1+ years Service code 10 · EIN 75-1503978 | Accounting | $9,683 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,529 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,800 | $70,667-11.1% | $123,105-49.0% | $52,331+20.0% |
| Participation rate | 97.4% | 83.7%+13.7pp | 86.8%+10.6pp | 68.1%+29.3pp |
| Annual return | -0.39% | 6.23%-6.6pp | 13.22%-13.6pp | 4.54%-4.9pp |
| Employer contribution / active EE | $1,142 | $2,946-61.2% | $5,151-77.8% | $1,882-39.3% |
| Participant deferral / active EE | $3,655 | $4,493-18.6% | $6,229-41.3% | $3,022+20.9% |
| Admin fee / account holder | $115 | $506-77.4% | $9,014-98.7% | $592-80.6% |