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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 59-2937883 | Other Commissions | $19,187 |
HENRY & PETERS, PC3+ years Service code 10 · EIN 75-1503978 | Accounting | $9,578 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,665 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,969 | $89,739-10.9% | $149,721-46.6% | $62,293+28.4% |
| Participation rate | 100.0% | 85.1%+14.9pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 12.69% | 21.01%-8.3pp | 1501.67%-1489.0pp | 28.90%-16.2pp |
| Employer contribution / active EE | $2,118 | $3,233-34.5% | $5,444-61.1% | $2,042+3.7% |
| Participant deferral / active EE | $3,439 | $4,797-28.3% | $6,568-47.6% | $3,169+8.5% |
| Admin fee / account holder | $98 | $551-82.3% | $11,282-99.1% | $479-79.6% |