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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,817 | $81,208-1.7% | $98,920-19.3% | $79,8520% |
| Participation rate | 63.8% | 72.5%-8.7pp | 76.0%-12.2pp | 69.6%-5.8pp |
| Annual return | 11.90% | 60.99%-49.1pp | 196.47%-184.6pp | 31.72%-19.8pp |
| Employer contribution / active EE | $836 | $1,960-57.3% | $2,689-68.9% | $2,471-66.2% |
| Participant deferral / active EE | $2,065 | $3,265-36.7% | $4,245-51.3% | $3,740-44.8% |
| Admin fee / account holder | $9,415 | $6,013+56.6% | $6,643+41.7% | $5,306+77.4% |