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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,158 | $76,371+8.9% | $93,621-11.2% | $72,975+14.0% |
| Participation rate | 78.9% | 71.8%+7.2pp | 75.8%+3.1pp | 69.5%+9.5pp |
| Annual return | 15.05% | 25.82%-10.8pp | 32.76%-17.7pp | 81.01%-66.0pp |
| Employer contribution / active EE | $984 | $2,276-56.7% | $2,719-63.8% | $2,440-59.7% |
| Participant deferral / active EE | $2,387 | $3,538-32.5% | $4,070-41.3% | $3,608-33.8% |
| Admin fee / account holder | $5,741 | $6,839-16.1% | $7,890-27.2% | $5,124+12.0% |