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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,410 | $61,660+12.6% | $80,022-13.3% | $64,173+8.2% |
| Participation rate | 77.5% | 71.7%+5.8pp | 75.8%+1.7pp | 69.6%+7.9pp |
| Annual return | -3.63% | -0.33%-3.3pp | 11.22%-14.9pp | 7.63%-11.3pp |
| Employer contribution / active EE | $982 | $1,810-45.8% | $2,468-60.2% | $2,381-58.8% |
| Participant deferral / active EE | $2,285 | $2,968-23.0% | $3,686-38.0% | $3,470-34.1% |
| Admin fee / account holder | $3,912 | $5,417-27.8% | $6,521-40.0% | $4,887-20.0% |