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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,208 | $67,411+10.1% | $91,004-18.5% | $70,126+5.8% |
| Participation rate | 71.8% | 71.4%+0.4pp | 75.6%-3.8pp | 69.5%+2.3pp |
| Annual return | 8.09% | -40.16%+48.3pp | 4.60%+3.5pp | 73.15%-65.1pp |
| Employer contribution / active EE | $928 | $1,786-48.0% | $2,456-62.2% | $2,343-60.4% |
| Participant deferral / active EE | $2,105 | $2,823-25.4% | $3,548-40.7% | $3,332-36.8% |
| Admin fee / account holder | $14,055 | $4,236+231.8% | $5,417+159.4% | $4,645+202.6% |