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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,609 | $72,071+179.7% | $68,368+194.9% | $137,256+46.9% |
| Participation rate | 26.1% | 76.2%-50.1pp | 73.8%-47.7pp | 80.0%-53.9pp |
| Annual return | 16.73% | 353.14%-336.4pp | 292.57%-275.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,108 | $2,788-60.3% | $2,649-58.2% | $4,156-73.3% |
| Participant deferral / active EE | $2,678 | $4,410-39.3% | $4,123-35.0% | $6,407-58.2% |
| Admin fee / account holder | $7,013 | $5,336+31.4% | $5,150+36.2% | $12,270-42.8% |