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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,609 | $70,366+186.5% | $66,674+202.4% | $138,895+45.2% |
| Participation rate | 26.1% | 76.2%-50.1pp | 73.7%-47.6pp | 79.9%-53.8pp |
| Annual return | 16.73% | 386.41%-369.7pp | 321.24%-304.5pp | 145.39%-128.7pp |
| Employer contribution / active EE | $1,108 | $2,765-59.9% | $2,620-57.7% | $4,194-73.6% |
| Participant deferral / active EE | $2,678 | $4,374-38.8% | $4,084-34.4% | $6,396-58.1% |
| Admin fee / account holder | $7,013 | $5,262+33.3% | $5,098+37.6% | $12,562-44.2% |