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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,967 | $49,177-2.5% | $79,466-39.6% | $64,173-25.3% |
| Participation rate | 46.4% | 65.0%-18.6pp | 73.3%-26.9pp | 69.6%-23.1pp |
| Annual return | -0.48% | -1.16%+0.7pp | 718.28%-718.8pp | 7.63%-8.1pp |
| Employer contribution / active EE | $901 | $2,076-56.6% | $2,800-67.8% | $2,381-62.1% |
| Participant deferral / active EE | $1,910 | $2,821-32.3% | $3,704-48.4% | $3,470-44.9% |
| Admin fee / account holder | $54,448 | $3,839+1318.4% | $5,104+966.8% | $4,887+1014.1% |