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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,843 | $54,357+89.2% | $82,706+24.3% | $68,495+50.1% |
| Participation rate | 20.0% | 63.9%-43.9pp | 72.6%-52.6pp | 67.9%-47.9pp |
| Annual return | -9.46% | -13.67%+4.2pp | 701.76%-711.2pp | -7.84%-1.6pp |
| Employer contribution / active EE | $825 | $2,218-62.8% | $3,007-72.6% | $2,596-68.2% |
| Participant deferral / active EE | $1,964 | $3,246-39.5% | $4,394-55.3% | $4,028-51.2% |
| Admin fee / account holder | $5,354 | $4,396+21.8% | $5,329+0.5% | $5,403-0.9% |