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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,228 | $52,678+126.3% | $75,784+57.3% | $59,633+99.9% |
| Participation rate | 96.9% | 67.2%+29.6pp | 75.8%+21.1pp | 68.7%+28.2pp |
| Annual return | 0.47% | 2.95%-2.5pp | 9.68%-9.2pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $2,123 | $2,193-3.2% | $3,323-36.1% | $2,203-3.6% |
| Participant deferral / active EE | $3,863 | $2,591+49.1% | $3,652+5.8% | $3,192+21.0% |
| Admin fee / account holder | $7,296 | $3,610+102.1% | $5,300+37.7% | $4,297+69.8% |