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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,139 | $56,894+128.7% | $84,753+53.6% | $62,881+107.0% |
| Participation rate | 84.6% | 68.5%+16.1pp | 76.6%+8.0pp | 69.3%+15.3pp |
| Annual return | 6.17% | 6.30%-0.1pp | 22.78%-16.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $2,339 | $2,400-2.5% | $3,574-34.6% | $2,281+2.5% |
| Participant deferral / active EE | $4,014 | $2,709+48.2% | $3,712+8.1% | $3,203+25.3% |
| Admin fee / account holder | $2,899 | $3,581-19.0% | $5,333-45.6% | $4,296-32.5% |