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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,096 | $63,346+130.6% | $92,240+58.4% | $70,126+108.3% |
| Participation rate | 84.0% | 68.7%+15.3pp | 76.5%+7.5pp | 69.5%+14.5pp |
| Annual return | 13.05% | 530.19%-517.1pp | 176.29%-163.2pp | 73.15%-60.1pp |
| Employer contribution / active EE | $7,305 | $2,471+195.6% | $3,680+98.5% | $2,343+211.8% |
| Participant deferral / active EE | $3,944 | $2,854+38.2% | $3,897+1.2% | $3,332+18.4% |
| Admin fee / account holder | $6,914 | $3,841+80.0% | $5,194+33.1% | $4,645+48.8% |