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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,615 | $107,368+33.8% | $92,915+54.6% | $152,909-6.1% |
| Participation rate | 87.0% | 79.8%+7.2pp | 76.0%+11.0pp | 82.5%+4.5pp |
| Annual return | 17.10% | 145.64%-128.5pp | 109.45%-92.3pp | 345.46%-328.4pp |
| Employer contribution / active EE | $2,734 | $4,222-35.2% | $3,653-25.2% | $4,764-42.6% |
| Participant deferral / active EE | $4,539 | $4,848-6.4% | $4,238+7.1% | $5,851-22.4% |
| Admin fee / account holder | $7,534 | $7,082+6.4% | $5,796+30.0% | $11,601-35.1% |