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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,213 | $91,525+66.3% | $130,026+17.1% | $75,181+102.5% |
| Participation rate | 63.9% | 71.4%-7.6pp | 78.5%-14.6pp | 67.2%-3.3pp |
| Annual return | 20.79% | -631.40%+652.2pp | -137.26%+158.1pp | 160.69%-139.9pp |
| Employer contribution / active EE | $3,240 | $2,844+13.9% | $4,321-25.0% | $2,671+21.3% |
| Participant deferral / active EE | $3,257 | $4,342-25.0% | $5,821-44.0% | $4,126-21.1% |
| Admin fee / account holder | $2,123 | $6,778-68.7% | $10,608-80.0% | $5,650-62.4% |