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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $981 |
MORGAN STANLEY SMITH BARNEY3+ years Service code 49 · EIN 26-4310632 | Other Services | $14 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,737 | $71,192+52.7% | $117,861-7.7% | $62,293+74.6% |
| Participation rate | 50.4% | 74.2%-23.8pp | 79.7%-29.2pp | 69.5%-19.1pp |
| Annual return | 16.09% | 18.66%-2.6pp | 335.11%-319.0pp | 28.90%-12.8pp |
| Employer contribution / active EE | $2,233 | $1,934+15.5% | $3,786-41.0% | $2,042+9.3% |
| Participant deferral / active EE | $2,373 | $3,189-25.6% | $4,482-47.0% | $3,169-25.1% |
| Admin fee / account holder | $14 | $587-97.7% | $8,021-99.8% | $479-97.2% |