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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $1,412 |
MORGAN STANLEY SMITH BARNEY1+ years Service code 49 · EIN 26-4310632 | Other Services | $19 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,126 | $57,108+47.3% | $94,229-10.7% | $52,331+60.8% |
| Participation rate | 51.9% | 72.9%-21.0pp | 78.8%-26.9pp | 68.1%-16.2pp |
| Annual return | 1.27% | 1.47%-0.2pp | 10.68%-9.4pp | 4.54%-3.3pp |
| Employer contribution / active EE | $2,220 | $1,735+27.9% | $3,587-38.1% | $1,882+18.0% |
| Participant deferral / active EE | $2,617 | $3,040-13.9% | $4,320-39.4% | $3,022-13.4% |
| Admin fee / account holder | $20 | $546-96.4% | $6,269-99.7% | $592-96.6% |