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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,026 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,376 | $81,870+51.9% | $119,622+4.0% | $68,486+81.6% |
| Participation rate | 67.2% | 71.9%-4.7pp | 79.3%-12.1pp | 67.9%-0.7pp |
| Annual return | -15.73% | -23.82%+8.1pp | -14.98%-0.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $3,678 | $2,692+36.6% | $4,232-13.1% | $2,597+41.6% |
| Participant deferral / active EE | $3,045 | $4,148-26.6% | $5,601-45.6% | $4,028-24.4% |
| Admin fee / account holder | $13 | $6,583-99.8% | $10,328-99.9% | $5,404-99.8% |