Filings through .
2 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$15K in admin expenses, $85 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
4 funds of $250K or more; 22 lines in all, holding $3.4M of the plan's $3.6M. Recordkeeper: Empower.
Target-date series: BlackRock LifePath, mutual fund, 54% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| BlackRock LifePath BlackRock · Mutual fund Target-date, 7 vintages | $1.8M | 53.6% |
| BlackRock LifePath Dynamic Retirement Fund Class K BlackRock · Mutual fund | $728K | 21.5% |
| Mass S&P 500 Index MassMutual · Mutual fund Index | $142K | 4.2% |
| American Balanced Fund Capital Group · Mutual fund | $118K | 3.5% |
| Capital World Growth & Income Fund Capital Group · Mutual fund | $89K | 2.6% |
| Victory Sycamore Estate Value Victory Capital · Mutual fund | $76K | 2.2% |
| JPMorgan U.S. Equity Fund JPMorgan · Mutual fund | $70K | 2.1% |
| The Hartford Midcap Fund Hartford Funds · Mutual fund | $52K | 1.5% |
| Mass Blue Chip Growth Fund MassMutual · Mutual fund | $52K | 1.5% |
| Empower S&P Mid Cap 400 Index Fund Empower · Mutual fund IndexRecordkeeper's own fund | $41K | 1.2% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
12 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchMass RetireSmart 2025 Fund to BlackRock LifePath Dynamic 2035 Fund Class K Shares | $1.2M to $1.8M |
| AddedBlackRock LifePath Dynamic Retirement Fund Class K | $728K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
12 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $14,473 |
Filed as: MMLIS Service code 55 · EIN 04-2746212 1295 STATE ST · SPRINGFIELD, MA 01111 Other Commissions | $11,101 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
6 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025