Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INVESTORS SERVICES LLC Service code 53 | Insurance Commissions | $29,866 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANC Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $15,614 |
NOVA 401(K) ASSOCIATES1 year Service code 13 · EIN 20-1181458 | Contract Administrator | $5,060 |
Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2746212 | Insurance Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,197 | $55,453-47.3% | $170,435-82.9% | $62,293-53.1% |
| Participation rate | 47.3% | 66.4%-19.1pp | 83.6%-36.3pp | 69.5%-22.3pp |
| Annual return | 16.98% | 21.38%-4.4pp | 205.94%-189.0pp | 28.90%-11.9pp |
| Employer contribution / active EE | $605 | $2,164-72.1% | $5,432-88.9% | $2,042-70.4% |
| Participant deferral / active EE | $1,499 | $2,303-34.9% | $4,939-69.6% | $3,169-52.7% |
| Admin fee / account holder | $195 | $455-57.1% | $13,881-98.6% | $479-59.3% |