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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,557 | $124,980+20.5% | $108,359+38.9% | $154,746-2.7% |
| Participation rate | 61.1% | 75.2%-14.1pp | 70.1%-9.0pp | 80.7%-19.6pp |
| Annual return | 12.30% | 45.00%-32.7pp | 36.89%-24.6pp | 172.34%-160.0pp |
| Employer contribution / active EE | $1,862 | $2,851-34.7% | $2,399-22.4% | $4,379-57.5% |
| Participant deferral / active EE | $3,962 | $4,743-16.5% | $4,137-4.2% | $6,730-41.1% |
| Admin fee / account holder | $9,577 | $11,502-16.7% | $9,741-1.7% | $14,365-33.3% |