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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,921 | $112,935+23.0% | $90,970+52.7% | $158,966-12.6% |
| Participation rate | 81.3% | 74.7%+6.5pp | 69.0%+12.2pp | 82.0%-0.7pp |
| Annual return | 15.11% | 215.79%-200.7pp | 134.58%-119.5pp | 302.95%-287.8pp |
| Employer contribution / active EE | $2,589 | $2,895-10.6% | $2,122+22.0% | $4,762-45.6% |
| Participant deferral / active EE | $5,340 | $4,129+29.3% | $3,373+58.3% | $5,983-10.8% |
| Admin fee / account holder | $1,286 | $8,045-84.0% | $5,960-78.4% | $11,250-88.6% |