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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,813 | $102,635+10.9% | $86,209+32.0% | $139,456-18.4% |
| Participation rate | 73.3% | 74.5%-1.2pp | 69.0%+4.4pp | 80.3%-7.0pp |
| Annual return | 8.54% | 1923.53%-1915.0pp | 1169.05%-1160.5pp | 373.45%-364.9pp |
| Employer contribution / active EE | $2,469 | $3,034-18.6% | $2,381+3.7% | $4,753-48.0% |
| Participant deferral / active EE | $4,454 | $4,677-4.8% | $3,986+11.7% | $6,711-33.6% |
| Admin fee / account holder | $74,090 | $8,661+755.5% | $6,853+981.2% | $11,407+549.5% |