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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $80,096 |
UBS FINANCIAL SERVICES INC6 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $43,885 |
NOVA 401(K) ASSOCIATES1 year Service code 49 | Other Services | $7,355 |
NOVA 401(K) ASSOCIATES5 years Filed as: NOVA 401 (K) ASSOCIATES Service code 49 · EIN 20-1181458 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,431 | $64,138+97.1% | $112,258+12.6% | $66,930+88.9% |
| Participation rate | 67.5% | 68.5%-1.0pp | 75.1%-7.6pp | 69.8%-2.3pp |
| Annual return | -15.14% | -13.81%-1.3pp | 27.47%-42.6pp | 1.57%-16.7pp |
| Employer contribution / active EE | $4,834 | $3,006+60.8% | $3,636+33.0% | $2,545+90.0% |
| Participant deferral / active EE | $5,307 | $3,694+43.7% | $4,728+12.2% | $4,238+25.2% |
| Admin fee / account holder | $585 | $625-6.5% | $6,411-90.9% | $593-1.5% |