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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,171 | $63,703+324.1% | $93,063+190.3% | $82,448+227.7% |
| Participation rate | 87.9% | 63.8%+24.0pp | 72.1%+15.8pp | 68.1%+19.8pp |
| Annual return | 19.01% | -775.43%+794.4pp | 34.15%-15.1pp | 41.64%-22.6pp |
| Employer contribution / active EE | $6,955 | $1,729+302.3% | $2,476+180.9% | $2,551+172.6% |
| Participant deferral / active EE | $13,164 | $2,919+350.9% | $3,958+232.6% | $4,139+218.0% |
| Admin fee / account holder | $2,651 | $5,982-55.7% | $6,033-56.1% | $7,234-63.3% |