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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,262 | $121,677+83.5% | $104,625+113.4% | $158,966+40.4% |
| Participation rate | 93.8% | 77.5%+16.2pp | 74.1%+19.7pp | 82.0%+11.8pp |
| Annual return | 14.31% | 465.58%-451.3pp | 340.60%-326.3pp | 302.95%-288.6pp |
| Employer contribution / active EE | $9,482 | $3,165+199.6% | $2,681+253.6% | $4,762+99.1% |
| Participant deferral / active EE | $11,944 | $4,175+186.1% | $3,738+219.6% | $5,983+99.6% |
| Admin fee / account holder | $4,276 | $7,777-45.0% | $6,465-33.9% | $11,250-62.0% |