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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,324 | $106,549+76.7% | $91,225+106.4% | $134,509+40.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -15.00% | 160.73%-175.7pp | 114.10%-129.1pp | 418.13%-433.1pp |
| Employer contribution / active EE | $7,083 | $3,331+112.6% | $2,851+148.5% | $4,741+49.4% |
| Participant deferral / active EE | $12,201 | $4,719+158.5% | $4,234+188.2% | $6,400+90.6% |
| Admin fee / account holder | $745 | $6,234-88.1% | $5,422-86.3% | $11,427-93.5% |