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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,445 | $165,351-84.6% | $149,710-83.0% | $158,931-84.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.62% | 348.19%-332.6pp | 276.63%-261.0pp | 302.86%-287.2pp |
| Employer contribution / active EE | $1,253 | $5,103-75.4% | $4,645-73.0% | $4,761-73.7% |
| Participant deferral / active EE | $4,972 | $7,181-30.8% | $6,842-27.3% | $5,982-16.9% |
| Admin fee / account holder | $405 | $10,807-96.3% | $9,309-95.7% | $11,247-96.4% |