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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,992 | $176,120-82.4% | $159,487-80.6% | $167,553-81.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.80% | 331.95%-319.1pp | 263.71%-250.9pp | 478.89%-466.1pp |
| Employer contribution / active EE | $2,298 | $5,299-56.6% | $4,831-52.4% | $4,840-52.5% |
| Participant deferral / active EE | $2,791 | $7,752-64.0% | $7,354-62.0% | $6,343-56.0% |
| Admin fee / account holder | $512 | $12,561-95.9% | $10,804-95.3% | $12,316-95.8% |